The 6 Best PayPal Alternatives for Online Payment


PayPal alternatives

Most of us are using PayPal for international money transactions. As you know, it is simple and reliable service to accept and send payments anywhere in the world. The account can be created using an email address and the money will be transferred to your bank account after deducting a fee.

But the time has changed. Now there are several billing providers available to make your transaction easier and stress-free. At the same time, PayPal charges higher than that of the similar services. It is not affordable for the freelancers in the beginning stage. PayPal is not available in some Asian and African countries. These are the main reasons why people looking for PayPal alternatives.

In this article, we’ll tell you the 6 best PayPal alternatives to accept and send payments.

1. Google Pay

PayPal Alternatives

Google Pay is the online payment system developed by Google. It lets you send and receive payments using an email address. You can fuel the account through supported banks, credit and debit cards. The main advantage of Google Pay is that the company doesn’t levy any charges for your transactions. You can send and receive payment without any cost.

Google Pay service is currently available in selected countries like US, UK, Singapore, NewZealand, Australia, Canada, and others. The account balance can be utilized to shop in leading outlets and websites wherever Google Pay is accepted.

2. Stripe

PayPal Alternatives

Stripe is a popular PayPal alternative for online payment. It is fast, easy to use and allows both individuals and business to accept payments over the internet.

They charge a fixed fee and a percentage of the transaction each time you accept the payment. Stripe charges 2.9% + 30¢ for each transaction in the US. Their service is currently available in 25 countries including US, UK, Austria, Japan, NewZealand, Singapore, Canada, Germany, Australia, and others.

3. Payoneer

PayPal Alternatives

Payoneer is one of the top-rated PayPal alternatives for digital payments. It is really fast in processing payments and you will get funds within a few minutes of getting paid.

The transactions between Payoneer customers are free and same in the case of echeck (USD) payments too. But credit and debit card payments attract a fee of 3%.

4. SkrillPayPal Alternatives

Skrill is another best alternative to PayPal for internet-based money transfers. It charges 1.9% of the transaction amount if there is no currency conversion involved, otherwise, you have to pay 3.99% or more.

Skrill allows you can send money to bank, to another Skrill wallet or a mobile wallet. You can create an account in any of the 40 major currencies but once the first transaction is made it is not possible to change the account’s currency.

5. TransferWise

PayPal Alternatives

TransferWise is a great option for international payments. It is simple, fast and lets you transfer money in real-time exchange rates. Their fees are low when compared to other similar services and it depends on the location of both the parties.

For $100 transfer from the US to the UK, you have to pay 0.6% of the amount that’s converted + $1.25 at this moment. It supports ACH debit, credit card, debit card, bank transfer and Swift payments.

6. Authorize

PayPal Alternatives

Authorize.net is a US-based payment gateway that allows you to accept payments from websites and deposit funds automatically to your bank account. It accepts payment from all major debit and credit cards, Android Pay, Apple Pay and others.

Authorize.net charges $49 as setup fee and $25 monthly fee. A flat fee of 2.9% of transaction amount + 30¢ is applicable for domestic payments. If you sell globally, need to make additional payment- 1.5% per transaction.